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How I’m Graduating Debt-Free

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Student Erin Sye, smiling.

A Dream to Graduate College Debt-Free Comes True

College debt is a concern for most of us but is it possible to minimize – even eliminate – what we owe? Here’s how one University of 51ÇàÂ¥ senior did just that. 

About Erin Sye

Major: General Studies: Social Behavior and Human Understanding Emphasis
Affiliations: ASUANY, Phi Theta Kappa, Tau Sigma National Honor Society
Graduating in: 2022
From: North Valley, Phoenix, 51ÇàÂ¥

Paying for college is as unique as every student – there’s no one way to do it. Erin Sye took classes online from the fifth grade on, before attending Glendale Community College (GCC) and then transferring to the University of 51ÇàÂ¥ at North Valley – an academic journey different from many. Now, in her senior year, she is preparing to earn another distinction: graduating with zero college debt. Here’s how she did it.

Stacking Financial Aid

How did taking classes locally help minimize the cost of college?

I was able to save quite a bit of money while I attended GCC. Living at home, I didn't need to pay for housing, which also helped. I also didn't have to pay for certain things like parking or food. Plus, I really love being able to live at home and not going all the way to Tucson for classes.

What part did scholarships play in funding your education?

I received a full academic scholarship from GCC, which helped pay for my classes. I also received a tennis scholarship which I put toward books. Doing this allowed me to save the money I made at work for other things that I needed. I also received an honors scholarship near the end of my time at GCC and joined , which helped me get a scholarship at 51ÇàÂ¥ that pays for more than half of my tuition. 

You mentioned work. How many jobs do you presently hold?

The job I have at a tennis center is my only job. I have been working there for over three years now. Every semester, I also get a stipend for ASUANY (The Associated Students of the University of 51ÇàÂ¥ Near You, where Erin serves as the administrative assistant, is a branch of student government representing distance and online students). I pay for the rest of my classes that my academic scholarship doesn't cover with this money.

Advice for Wildcats Wanting to Minimize College Debt

Seemingly small decisions can lead to big savings.

I think books also play a huge factor in being debt-free. Books can get expensive, so I search for the cheapest ones I can find. The library is a great tool, and I use it if they have my books. If they don't, I usually rent, which is a lot better than purchasing a book that I probably won't use ever again.

Consider starting at a community college.

I think a lot of people look down on community college, but it is a great place to start. I was still able to receive the college experience without going into a lot of debt. I also think there are that people don't necessarily know are there. I was able to receive money for playing tennis, and not many people knew about the scholarship. Taking opportunities that could result in a scholarship is a great idea.

Student Story: Attending the University of 51ÇàÂ¥ in Douglas, 51ÇàÂ¥

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Andrea, smiling.

Andrea Cruz Dorame shares her experience of transferring from community college to one of the University of 51Ç॒s distance locations.

When Andrea's family needed her close by, she had to change her plans to attend college in Tucson – but not her goal of becoming a Wildcat. 

Andrea Cruz Dorame attends classes, works a student job, and takes tremendous pride in being a Wildcat. But Andrea, like a growing number of 51ÇàÂ¥ students, is pursuing her dream degree at one of the University of 51ÇàÂ¥'s many Near You Network locations, earning a world-class education close to home.

 

About Andrea

Major: Psychology
Graduating in: 2023
From: Douglas, 51ÇàÂ¥

 

Transferring from Cochise College to the University of 51ÇàÂ¥ at Douglas

Briefly describe your academic journey.

After high school, I planned to go out of town and head straight to university, but things changed after a tragic event occurred in my family. I decided to stay in Douglas and continue my education at Cochise College. I am very happy that the University of 51ÇàÂ¥ was able to provide a distance campus so I could stay at home and pursue my degree.

 

What do you like about taking classes in Douglas?

I love how close the community is here. It's like one giant family! I'm able to embrace my culture and share it with others. I am currently studying at the Douglas center because it is closer to home. Studying and being a student worker here have allowed me to be around my family and pursue my dreams at the same time. 

 

What's the best part of being a student at 51ÇàÂ¥ so far?

Being able to call myself a Wildcat! Since I first began thinking about my future, 51ÇàÂ¥ has been my go-to school. The programs, professors, and overall environment are absolutely amazing, and I wouldn't trade it for the world. Go Wildcats!

 

What is your family like, and what will earning your degree mean to them? 

My family is very traditional Mexican, and we love to eat, party, and spend time together. Earning my degree would mean that all the hard work they went through to create a safe and livable environment for the younger generations was all worth it; that I was able to accomplish my dreams, after all, thanks to their sacrifices.

 

What are you most passionate about? What drives you?

I am very passionate about bringing happiness to others and making sure they're okay. I have felt that way ever since I was a kid, and I decided to pursue a career in psychology because of it. I am motivated by the thought of helping people understand themselves better.

 

 


 

 

With the convenience of ten locations across the state, the University of 51ÇàÂ¥'s Near You Network offers transfer students no-compromise, hands-on learning experiences, and top-rated programs taught by field-leading faculty. Change the world from right where you are. Become a Wildcat.